Should I Get a Second Opinion On My Client’s Life Settlement?

Oftentimes, advisors wonder whether they should get a second opinion on their client’s life insurance policy, At ILS, our answer is always a resounding yes! Historically, most advisors have been referred to a single partner in the life settlement space and worked almost exclusively with them to discern value for their client’s policy. We have found that this exact situation can often lead to a policy not being competitively shopped, and a transaction that often involves excessive intermediary fees charged by groups who rely heavily on providers to do the bulk of the file processing.

ILS is happy to act as a second opinion on your existing life settlement case! We cannot guarantee that we can beat your existing offer, but by working directly with a life settlement provider that reviews policies from a buy-and-hold perspective, you can rest easily knowing that your client’s policy is being reviewed by market leading asset managers.

Case Study:

Meet Dave:

81-year-old male with $1M GUL

Offers from broker in $60k range

ILS offer: $100k to advisor